He is a Governance, Risk and Controls Advisory professional with over 27 years of experience in Corporate Governance, Enterprise Risk Management, Process Transformation and NextGen Controls. Santosh has extensive experience in leading assignments relating to Development and Roll-out of ERM Frameworks; Review, Reassessments and Refresh of ERM Frameworks; Risk Culture Assessments and Crisis Management. His expertise spans industry verticals ranging from E-commerce, Technology, Consumer, Hospitality and Life-Sciences to Government and Public Sector. He has worked extensively with boards and senior leadership teams in multinational corporations and advised them on Governance & Regulatory framework, its implementation and related change management.

Santosh is an active speaker at various Risk Management forums in the country. He was member of the empowered committee of the Institute of Chartered Accountants and played a role in framing the standards for Internal Audit in India. Santosh has also contributed to the
technical guide for audit of internal controls in India as per the Indian Companies Act 2013 requirements issued by the Institute of Chartered Accountants of India. He is also a regular speaker at industry associations and other professional fora on matters related Corporate Governance and Risk Management.

Rama Warrier runs an independent management consultant practice which provides consulting and advisory services to several large corporates in technology and financial services, in India and abroad. He is also engaged in developing fintech solutions, using Blockchain and AI, in collaboration with specialized companies. Prior to his present venture, Warrier held the position of Managing Partner of Infosys Consulting. During his decade-long stint with Infosys, he has been advisor to large transformation programs of corporates in North America, Europe, Middle East, Asia and Australia.

His primary focus has been initiatives related to risk and insurance. Warrier has been an active contributor to journals and conferences on topics related to ERM, Solvency regulations, technology etc. His articles have been published in Best’s Review, The Actuary, InfoRM, Asia Insurance Review and Economic Times, to name a few. Warrier holds a bachelor’s degree in Technology. He qualified as a Certified Fellow of the Institute of Risk Management (CFIRM) in the year 2005. He also holds an Advanced Diploma (ACII) of the Chartered Insurance Institute UK and is an elected Fellow of Insurance Institute of India.

Jitender Arora is an experienced Head Of Operational Risk with a demonstrated history of working in the financial services industry. Skilled in Operational Risk, Financial Risk and SOX 404, Enterprise Risk Management, Internal Audit, Process Excellence, Business Transformation and Re-engineering

P Subramani is an Insurance and Risk Management professional having valuable experience of over 3 decades, powered by qualifications, continuous learning, training and results oriented applications.

He is inclined to provide advisory services to those who would require practical, simple, workable solutions in Insurance and Risk Management in relation to their activities based on my experience, qualifications, knowledge and wisdom!

He also gives opinion for problems or issues faced by insurers, insuring the public or any authority requiring dispassionate and objective examination by an independent expert.